Why Did I Choose to Go Out of Network?
For the past 4-5 years as an associate dentist, I was in-network with all the dental insurance companies known to mankind. Not only were they frustrating to work with, they also had POOR reimbursement rates. The low reimbursement fees don’t even come close to covering the cost of providing QUALITY dental care my patients deserve.
Out of Network Does NOT Mean Out of Benefits
Just because a provider is out-of-network with your insurance company, it does not mean you don’t have benefits!
Out-of-network just means your dentist does not have a contracted rate with your dental insurance company. We still accept your insurance, AND you most likely will have identical benefits as with an in-network provider.
In-network means your dentist has a contracted rate with your dental insurance company. In-network providers are reimbursed according to the dental insurances’ rates.
Insurance companies have done a great job misinforming the mass public about the difference between in-network and out-of-network providers. They have overexaggerated the out of pocket fees a patient has to pay by going to an out-of-network provider. They prefer you go to an in-network provider because it costs them LESS. Meanwhile, going to an out-of-network provider will barely make a difference to your out of pocket, AND your dentist will be able to allocate more time for you, the patient, instead of dealing with the insurance companies.
We Will Still File Your Insurance Claims!
We take care of insurance claims so you don’t have to deal with the headache of paperwork! Before and after your dental visit, we verify, submit, and process your claims, just like an in-network provider. We want to make it as easy as possible for you!
Needless to say, dealing with insurance companies can be frustrating at times. I chose to be a non-contracted provider because I believe in providing the highest standard of care to my patients that is not quite possible while under contract with insurance companies.
If you continue to have questions or concerns regarding your insurance, don’t hesitate to call us at (972) 208-9998, or visit our Insurance Page!